Our Loan Products
Carefully designed credit solutions for every stage of your personal and business journey in Nigeria.
Personal Loans
Whether you are funding further education, covering medical expenses, consolidating high-interest debt, or financing a wedding or family event, our personal loans give you flexibility without requiring collateral.
We assess applications based on income stability, credit history and repayment capacity. Most clients receive a decision within 24–48 hours.
- Amount: ₦50,000 – ₦5,000,000
- Tenure: 3 to 36 months
- Interest: Competitive rates from 14% p.a.
- Disbursement: Direct to your bank account
Business Loans
From market traders and online sellers to established SMEs in Lagos, Abuja and Port Harcourt, CredShield provides working capital and growth financing that understands the realities of Nigerian business cycles.
Use funds for inventory, equipment, expansion into new locations, or bridging seasonal cash-flow gaps. Our relationship managers work with you to structure repayments that match your revenue patterns.
- Amount: ₦500,000 – ₦50,000,000
- Tenure: 6 to 60 months
- Options: Term loans & revolving facilities
- Support: Basic business advisory included
Home & Mortgage Loans
Owning a home remains one of the most important long-term goals for Nigerian families. Our mortgage products support purchase of completed properties, off-plan developments, and home construction or renovation projects.
We work with reputable developers and estate managers, and we provide clear guidance on documentation, valuation and title verification so you can proceed with confidence.
- Amount: Up to ₦100,000,000
- Tenure: Up to 20 years
- Equity contribution: Flexible based on profile
- Property types: Residential & select mixed-use
Not sure which product fits?
Use our EMI calculator or speak with an advisor.
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