/* CredShield Limited - Colorful Fintech Design matching provided logo */
:root {
  --navy: #0B1F4D;
  --blue: #1A3A7C;
  --blue-mid: #2B5BB8;
  --blue-light: #3B82F6;
  --blue-soft: #E0EAFF;
  --green: #00C853;
  --green-bright: #00E676;
  --green-dark: #00A844;
  --green-soft: #E8FFF0;
  --accent: #FFB300;
  --white: #FFFFFF;
  --off-white: #F5F9FF;
  --gray-100: #EEF2FF;
  --gray-200: #E0E7FF;
  --gray-300: #C7D2FE;
  --gray-500: #64748B;
  --gray-700: #334155;
  --gray-900: #0F172A;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 4px 24px rgba(11, 31, 77, 0.1);
  --shadow-lg: 0 12px 40px rgba(11, 31, 77, 0.15);
  --transition: 0.25s ease;
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--gray-900); background: var(--white); line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
.container { width: 100%; max-width: 1140px; margin: 0 auto; padding: 0 20px; }

.header {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(255,255,255,0.98); backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--gray-200);
  box-shadow: 0 1px 8px rgba(11,31,77,0.06);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 76px; }
.logo { display: flex; align-items: center; text-decoration: none; }
.logo img { height: 52px; width: auto; }

.nav { display: flex; align-items: center; gap: 2px; }
.nav-link {
  text-decoration: none; color: var(--gray-700); font-weight: 500; font-size: 0.9rem;
  padding: 8px 11px; border-radius: var(--radius-sm); transition: var(--transition);
}
.nav-link:hover, .nav-link.active { color: var(--blue); background: var(--blue-soft); }
.btn-login {
  background: linear-gradient(135deg, var(--blue) 0%, var(--navy) 100%) !important;
  color: var(--white) !important; margin-left: 8px; padding: 9px 18px !important;
  border-radius: 50px !important;
}
.btn-login:hover { filter: brightness(1.1); }

.hamburger { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 8px; }
.hamburger span { display: block; width: 24px; height: 2.5px; background: var(--navy); border-radius: 2px; transition: var(--transition); }
.hamburger.active span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }

.mobile-menu {
  display: none; position: fixed; top: 76px; left: 0; right: 0;
  background: var(--white); border-bottom: 1px solid var(--gray-200);
  padding: 16px 20px 24px; flex-direction: column; gap: 4px; z-index: 999;
  box-shadow: var(--shadow);
}
.mobile-menu.open { display: flex; }
.mobile-link { text-decoration: none; color: var(--gray-700); font-weight: 500; padding: 14px 16px; border-radius: var(--radius-sm); }
.mobile-link:hover { background: var(--blue-soft); color: var(--blue); }
.btn-login-mobile { background: var(--navy); color: var(--white) !important; text-align: center; margin-top: 8px; border-radius: 50px; }

.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 13px 26px; font-weight: 600; font-size: 0.95rem;
  border-radius: 50px; border: none; cursor: pointer;
  text-decoration: none; transition: var(--transition); font-family: inherit;
}
.btn-primary {
  background: linear-gradient(135deg, var(--green) 0%, var(--green-dark) 100%);
  color: var(--white); box-shadow: 0 4px 14px rgba(0,200,83,0.35);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(0,200,83,0.45); }
.btn-secondary {
  background: linear-gradient(135deg, var(--blue) 0%, var(--navy) 100%);
  color: var(--white);
}
.btn-secondary:hover { transform: translateY(-2px); filter: brightness(1.08); }
.btn-outline { background: transparent; color: var(--blue); border: 2px solid var(--blue); }
.btn-outline:hover { background: var(--blue); color: var(--white); }
.full-width { width: 100%; }

.hero {
  background: linear-gradient(135deg, #0B1F4D 0%, #1A3A7C 45%, #0B3D2E 100%);
  color: var(--white); padding: 70px 0 80px; position: relative; overflow: hidden;
}
.hero::before {
  content: ''; position: absolute; top: -30%; right: -10%; width: 50%; height: 140%;
  background: radial-gradient(circle, rgba(0,230,118,0.18) 0%, transparent 65%);
  pointer-events: none;
}
.hero-content { display: grid; grid-template-columns: 1.1fr 1fr; gap: 40px; align-items: center; position: relative; }
.hero h1 { font-size: clamp(2.1rem, 4.5vw, 3.1rem); font-weight: 700; line-height: 1.15; margin-bottom: 16px; letter-spacing: -0.02em; }
.hero-subtitle { font-size: 1.08rem; opacity: 0.92; margin-bottom: 28px; max-width: 500px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 32px; }
.trust-badges { display: flex; gap: 16px; flex-wrap: wrap; }
.badge { display: flex; align-items: center; gap: 6px; font-size: 0.88rem; opacity: 0.92; }
.badge span { color: var(--green-bright); font-weight: 700; }

.hero-image-wrap { border-radius: 18px; overflow: hidden; box-shadow: 0 20px 50px rgba(0,0,0,0.35); position: relative; border: 3px solid rgba(0,230,118,0.3); }
.hero-image-wrap img { width: 100%; height: 400px; object-fit: cover; }
.hero-image-caption {
  position: absolute; bottom: 0; left: 0; right: 0;
  background: linear-gradient(transparent, rgba(11,31,77,0.9));
  color: #fff; padding: 28px 20px 18px; font-size: 0.92rem;
}

.page-hero {
  background: linear-gradient(135deg, #0B1F4D 0%, #1A3A7C 60%, #0B3D2E 100%);
  color: var(--white); padding: 55px 0 48px; text-align: center;
}
.page-hero h1 { font-size: clamp(1.9rem, 4vw, 2.5rem); margin-bottom: 12px; }
.page-hero p { opacity: 0.92; max-width: 560px; margin: 0 auto; font-size: 1.05rem; }

.section { padding: 70px 0; }
.section-header { text-align: center; margin-bottom: 44px; }
.section-header h2 { font-size: clamp(1.7rem, 3.5vw, 2.25rem); color: var(--navy); margin-bottom: 10px; font-weight: 700; }
.section-header p { color: var(--gray-500); font-size: 1.05rem; max-width: 560px; margin: 0 auto; }

.products-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.product-card {
  background: var(--white); border-radius: var(--radius); padding: 0;
  box-shadow: var(--shadow); overflow: hidden; transition: var(--transition);
  display: flex; flex-direction: column; border: 1px solid var(--gray-200);
}
.product-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: var(--green); }
.product-card.featured { border: 2px solid var(--green); }
.product-img { height: 200px; overflow: hidden; }
.product-img img { width: 100%; height: 100%; object-fit: cover; }
.product-body { padding: 24px; flex: 1; display: flex; flex-direction: column; }
.product-body h3 { color: var(--navy); margin-bottom: 10px; font-size: 1.2rem; }
.product-body p { color: var(--gray-500); font-size: 0.94rem; margin-bottom: 16px; flex: 1; }
.product-body ul { list-style: none; margin-bottom: 20px; }
.product-body li { padding: 5px 0 5px 18px; font-size: 0.9rem; color: var(--gray-700); position: relative; }
.product-body li::before { content: '✓'; color: var(--green); position: absolute; left: 0; font-weight: 700; }

.feature-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
.feature-grid.reverse { direction: rtl; }
.feature-grid.reverse > * { direction: ltr; }
.feature-text h3 { color: var(--navy); font-size: 1.5rem; margin-bottom: 14px; }
.feature-text p { color: var(--gray-700); margin-bottom: 12px; }
.feature-list { list-style: none; margin: 18px 0; }
.feature-list li { padding: 8px 0 8px 28px; position: relative; color: var(--gray-700); }
.feature-list li::before {
  content: ''; position: absolute; left: 0; top: 12px;
  width: 16px; height: 16px; background: var(--green-soft); border-radius: 50%;
  border: 3px solid var(--green);
}
.feature-img { border-radius: 16px; overflow: hidden; box-shadow: var(--shadow); border: 3px solid var(--green-soft); }
.feature-img img { width: 100%; height: 340px; object-fit: cover; }

.calculator-wrapper {
  display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 36px;
  background: linear-gradient(145deg, #F0F7FF 0%, #E8FFF0 100%);
  border-radius: 18px; padding: 36px; box-shadow: var(--shadow);
  border: 1px solid var(--gray-200);
}
.form-group { margin-bottom: 22px; }
.form-group label { display: block; font-weight: 500; color: var(--gray-700); margin-bottom: 7px; font-size: 0.9rem; }
.form-group input[type="number"], .form-group input[type="text"], .form-group input[type="email"],
.form-group input[type="tel"], .form-group input[type="password"], .form-group select, .form-group textarea {
  width: 100%; padding: 12px 14px; border: 1.5px solid var(--gray-300);
  border-radius: var(--radius-sm); font-size: 1rem; font-family: inherit;
  transition: var(--transition); background: var(--white);
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none; border-color: var(--green); box-shadow: 0 0 0 3px rgba(0,200,83,0.2);
}
.form-group input[type="range"] { width: 100%; margin-top: 8px; accent-color: var(--green); }
.result-card {
  background: linear-gradient(145deg, var(--navy) 0%, var(--blue) 100%);
  color: var(--white); border-radius: var(--radius); padding: 28px; width: 100%;
  border: 2px solid var(--green);
}
.result-item { margin-bottom: 18px; }
.result-label { display: block; font-size: 0.85rem; opacity: 0.8; margin-bottom: 3px; }
.result-value { font-size: 1.5rem; font-weight: 700; }
.result-item:first-child .result-value { font-size: 1.9rem; color: var(--green-bright); }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.step { text-align: center; padding: 20px 12px; background: var(--white); border-radius: var(--radius); box-shadow: var(--shadow); }
.step-number {
  width: 50px; height: 50px; background: linear-gradient(135deg, var(--green) 0%, var(--green-dark) 100%);
  color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 1.15rem; margin: 0 auto 14px;
}
.step h3 { color: var(--navy); margin-bottom: 8px; font-size: 1.05rem; }
.step p { color: var(--gray-500); font-size: 0.9rem; }

.apply-form, .contact-form-card {
  max-width: 720px; margin: 0 auto; background: linear-gradient(145deg, #F5F9FF 0%, #E8FFF0 100%);
  padding: 36px; border-radius: 18px; box-shadow: var(--shadow); border: 1px solid var(--gray-200);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.checkbox-group label { display: flex; align-items: flex-start; gap: 10px; font-size: 0.9rem; color: var(--gray-700); cursor: pointer; }
.checkbox-group input { margin-top: 3px; accent-color: var(--green); }
.form-success {
  max-width: 480px; margin: 0 auto; text-align: center;
  padding: 48px 32px; background: var(--green-soft); border-radius: 16px; border: 2px solid var(--green);
}
.success-icon {
  width: 64px; height: 64px; background: var(--green); color: #fff;
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-size: 2rem; font-weight: 700; margin: 0 auto 18px;
}

.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.team-card { background: var(--white); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); text-align: center; border: 1px solid var(--gray-200); }
.team-card img { width: 100%; height: 260px; object-fit: cover; }
.team-info { padding: 20px; }
.team-info h4 { color: var(--navy); margin-bottom: 4px; }
.team-info span { color: var(--green-dark); font-size: 0.85rem; font-weight: 600; }
.team-info p { color: var(--gray-500); font-size: 0.9rem; margin-top: 10px; }

.contact-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 40px; max-width: 920px; margin: 0 auto; }
.contact-item { margin-bottom: 22px; }
.contact-item strong { display: block; color: var(--navy); margin-bottom: 4px; }
.contact-item p { color: var(--gray-500); }

.modal {
  display: none; position: fixed; inset: 0; background: rgba(11,31,77,0.7);
  z-index: 2000; align-items: center; justify-content: center; padding: 20px;
}
.modal.open { display: flex; }
.modal-content {
  background: var(--white); border-radius: 18px; padding: 36px;
  width: 100%; max-width: 400px; position: relative; box-shadow: var(--shadow-lg);
  border: 2px solid var(--green);
}
.modal-close { position: absolute; top: 14px; right: 18px; background: none; border: none; font-size: 1.7rem; color: var(--gray-500); cursor: pointer; line-height: 1; }
.modal-content h2 { color: var(--navy); margin-bottom: 6px; }
.modal-subtitle { color: var(--gray-500); margin-bottom: 24px; font-size: 0.95rem; }
.modal-footer { margin-top: 18px; font-size: 0.85rem; color: var(--gray-500); text-align: center; }

.dashboard { min-height: calc(100vh - 76px); background: var(--off-white); padding-bottom: 50px; }
.dashboard-header { background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%); color: #fff; padding: 22px 0; }
.dashboard-header-inner { display: flex; justify-content: space-between; align-items: center; }
.dashboard-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin: 36px 0 28px; }
.dash-card { background: #fff; padding: 24px; border-radius: var(--radius); box-shadow: var(--shadow); border-top: 4px solid var(--green); }
.dash-card h3 { font-size: 0.88rem; color: var(--gray-500); margin-bottom: 6px; font-weight: 500; }
.dash-value { font-size: 1.7rem; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.dash-value.good { color: var(--green-dark); }
.dash-meta { font-size: 0.85rem; color: var(--gray-500); }
.dash-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.stats-strip {
  background: linear-gradient(90deg, #E0EAFF 0%, #E8FFF0 100%);
  padding: 40px 0; border-top: 1px solid var(--gray-200); border-bottom: 1px solid var(--gray-200);
}
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; text-align: center; }
.stat-item h3 { font-size: 1.9rem; color: var(--navy); margin-bottom: 4px; background: linear-gradient(135deg, var(--blue), var(--green-dark)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; }
.stat-item p { color: var(--gray-500); font-size: 0.9rem; }

.footer { background: linear-gradient(180deg, #0B1F4D 0%, #061530 100%); color: #fff; padding: 55px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 36px; margin-bottom: 36px; }
.footer-brand .logo { margin-bottom: 14px; }
.footer-brand p { opacity: 0.85; font-size: 0.92rem; max-width: 280px; }
.footer-links h4 { margin-bottom: 14px; font-size: 0.95rem; color: var(--green-bright); }
.footer-links a { display: block; color: rgba(255,255,255,0.8); text-decoration: none; margin-bottom: 9px; font-size: 0.88rem; transition: var(--transition); }
.footer-links a:hover { color: var(--green-bright); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 22px; text-align: center; font-size: 0.85rem; opacity: 0.7; }

@media (max-width: 900px) {
  .hero-content { grid-template-columns: 1fr; text-align: center; }
  .hero-subtitle { margin-left: auto; margin-right: auto; }
  .hero-actions, .trust-badges { justify-content: center; }
  .hero-image-wrap { max-width: 420px; margin: 0 auto; }
  .hero-image-wrap img { height: 280px; }
  .products-grid, .team-grid { grid-template-columns: 1fr; max-width: 400px; margin: 0 auto; }
  .calculator-wrapper { grid-template-columns: 1fr; padding: 24px; }
  .steps { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .feature-grid, .feature-grid.reverse { grid-template-columns: 1fr; direction: ltr; }
  .contact-grid { grid-template-columns: 1fr; }
  .dashboard-grid, .stats-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  .nav { display: none; }
  .hamburger { display: flex; }
  .hero { padding: 50px 0 60px; }
  .section { padding: 50px 0; }
  .steps { grid-template-columns: 1fr; }
  .apply-form, .contact-form-card { padding: 24px 18px; }
  .footer-grid { grid-template-columns: 1fr; gap: 24px; }
  .stats-grid, .dashboard-grid { grid-template-columns: 1fr; }
  .dash-actions { flex-direction: column; }
  .dash-actions .btn { width: 100%; }
}